Getting clean is an admirable goal for 2010, but economic worries may have you wondering how to pay for a rehab stay.
Some insurance companies will pay for drug treatment. If you have insurance, check with your agent first. In 2008, Congress passed the Mental Health Parity Act, which requires insurance companies that provide mental health benefits to cover drug rehab.
Other ideas for finding a way to pay for rehab include:
* If you are a veteran, you will want to check with a VA benefits representative. Some VA benefits will pay for rehab as part of the assistance they offer for former military servicemen.
* The federal government makes a large contribution to drug rehab through the Medicaid, Substance Abuse Prevention and Treatment Block Grant. The state government makes sizable contributions for this cause through plans like Temporary Assistance for Needy Families and the State Children’s Health Insurance Plan. One of these options may be a possibility for paying for your rehab.
* Some churches and religious organizations offer financial help for recovering addicts; contact a local church to see if this is a possibility.
* Public rehab programs are an option to consider in many cases. Some of these programs offer an excellent standard of care, with many providing some free treatment.
One thing to remember when trying to find a way to pay for rehab is that you can ask for a reduced cost stay. Sounds strange, right? However, you need to keep in mind that most of the better rehab clinics do have programs for low income clients. This works because it’s a good arrangement for both parties; you get rehab at a better price and the clinic has a tax write-off.
You will also want to ask the clinic about financing they have available. You would ultimately be responsible for the entire cost of rehab, but you could pay it over time with this approach. It would basically be like getting a loan for a car, only it’s highly unlikely a new car would change your life in quite the same way.
Payments for drug rehab can come from many different places; you simply have to do some looking. You will probably have to end up paying some of the cost of care for yourself, but you should be able to get a significant amount of financial assistance in most cases. There are many state and county funded programs to helps addicts, with more popping up all the time.